Terms and Conditions

These Terms and Conditions ("Terms") govern your use of Helpful-Site.com and all tools, services, and content available through it. By using the website, you confirm that you are at least 13 years of age and have the legal capacity to enter into these Terms.

Helpful-Site.com provides free, browser-based tools including calculators, converters, and other utilities. The website is provided on an "as is" and "as available" basis. We offer a Premium subscription (paid) that removes advertising from the site.

We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.

The tools and calculators on this website are provided for informational and illustrative purposes only. While we strive to ensure the accuracy of all calculations and results, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information provided.

Important: Results from tools on this website — including but not limited to tax calculators, financial calculators, health calculators, and legal reference tools — should not be relied upon as professional advice. You should always seek qualified professional advice (financial, legal, medical, or otherwise) before making decisions based on calculations from this website.

Tax and financial figures are based on publicly available rate information and may not reflect the most recent changes. Always verify figures with HMRC, relevant government bodies, or a qualified professional.

To access certain features (such as the Premium subscription), you must create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You agree to provide accurate and complete information when creating your account and to keep it updated. You must notify us immediately of any unauthorised use of your account at info@helpful-site.com.

We reserve the right to terminate accounts that violate these Terms or that are found to be fraudulent.

The Premium subscription is offered on a monthly (£2.49/month) or annual (£19.99/year) basis and is processed through Stripe. By subscribing, you authorise us to charge your payment method on a recurring basis until you cancel.

Cancellation: You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period; no refund is issued for the remaining period.

Refunds: We offer a 14-day money-back guarantee on your first subscription payment if you are not satisfied. Subsequent payments are non-refundable except where required by law. To request a refund, contact info@helpful-site.com.

Price changes: We reserve the right to change subscription prices. You will be given at least 30 days' notice before any price change affects your subscription.

You agree not to use this website to:

• Violate any applicable law or regulation
• Scrape, crawl, or systematically download content from the website in a manner that causes excessive load on our servers
• Attempt to gain unauthorised access to any part of the website or its infrastructure
• Transmit any malware, spam, or other harmful content
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Use the website for any commercial purpose without our express written consent

All content on this website — including but not limited to text, design, graphics, logos, and source code — is owned by or licensed to Helpful-Site.com and is protected by copyright and other intellectual property laws.

You may use the tools on this website for personal, non-commercial purposes. You may not copy, reproduce, republish, upload, post, transmit, or distribute any material from this website without our prior written permission, except as explicitly permitted by law.

The Helpful-Site.com name and logo are proprietary. Nothing in these Terms grants you a right to use them without our prior written consent.

This website may contain links to third-party websites or services. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Advertisements displayed on this website are served by third parties (Google AdSense). We are not responsible for the content of advertisements or for the practices of advertisers.

To the fullest extent permitted by law:

• This website and its content are provided "as is" without any warranty, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
• We do not warrant that the website will be available at all times, error-free, or free of viruses or other harmful components.
• We will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.
• Our total liability to you for any claim arising out of or relating to these Terms or the website will not exceed the amount you paid to us in the 12 months before the claim arose (or £10 if you have not made any payments).

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded by law.

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales, unless you are a consumer in another part of the UK or in the EU, in which case your local consumer protection laws may also apply.

If you are a consumer in the United Kingdom, you have rights under the Consumer Rights Act 2015 and other consumer protection legislation. Nothing in these Terms affects those statutory rights.

Under the Consumer Contracts Regulations 2013, you have the right to cancel a digital subscription within 14 days of purchase (the "cooling-off period"), unless you have expressly requested that the service begin immediately and acknowledged that you lose your right to cancel once the service has been fully performed.

We may update these Terms from time to time. When we make material changes, we will update the "last updated" date at the top of this page and, where appropriate, notify you by email. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

If you have questions about these Terms, please contact us at: legal@helpful-site.com